Financing Your Customers
Just Got Easier

One Application

Multiple Lenders

More Approvals

Grow Your Business

Grow your business by offering financing to your customers or patients. The data clearly shows consumer financing is a strong growth engine.
Transaction Size Increase

Your customers will spend more per transaction on average when you make financing available.

More Customers

Consumers who used financing say the availability of financing drove their choice of retailer.

Sales Increase

Estimated increase in sales expected once PFC's Consumer Finance Program is implemented in your business.

Why Platinum Finance Center's Consumer Finance Program?

We recognize your customers’ experience plays a major role in the image of your business. We focus on that experience. Our special financing programs give your customers more options that are simple and affordable.

One of the most common requests we heard from our merchant base was for a “90 days same as cash” program for their customers. Small business owners want to offer their customers financing, just like the bigger chain stores. We have developed a solution that offers merchants unmatched opportunity for growth.
  • Offer your customers 3, 6 or 12 month financing.
  • You get paid for the entire amount of purchase within 3 days.
  • There is no risk to you if the customer does not pay.
  • Customers can finance up to $5,000.
  • Bad credit approved.

Rates range from 6.00%-24.00%

Q: How do I get customers to spend more money at my business?
A: Offer them simple and affordable financing.

Our program is simple, all your customers need to get financed is a personal checking account and show that they have been responsibly taking care of their finances for the past year.

This program works great for businesses where customers may need to make an emergency purchase of a new or used car or truck, automotive repair or dentistry etc. and don't have not have the money available at the time.

Finance Programs for:

  • Auto Sales – New & Used
  • Automotive Repair Automotive Parts – Tires – Rims
  • Appliance Sales & Repairs – HVAC & Air Conditioning
  • Medical & Dental Services
  • Bicycles
  • Computers – Electronics – Tanning Beds
  • Medical & Cosmetic – Plastic Surgery MediSpa (Botox, Juvaderm, Restylin)
  • Funeral Homes
  • Furniture – Beds – Bedding – Mattress
  • Home Exercise Equipment
  • Home Improvement
  • RV Dealerships Sporting Goods – Camping – Skiing – Scuba – Guns
  • Training Courses (Bartending, Truck Driving, Nursing)
  • Transmission Repair
  • Veterinary – Emergency Animal Hospital Services
  • And Many More!

Approved Business Categories

We work with a wide variety of business categories with financing programs tailored for specific business uses.

Complete the Consumer Finance Intake Form below and let us know what you're looking to accomplish.

Auto Sales & Repair
  • Auto Sales (New & Used)
  • Auto Service & Repair
  • Collision Repair
  • Transmission
  • Engines
  • Brakes
  • Maintenance
  • Tune-ups
Medical Devices
  • Power Wheelchairs
  • Powered Scooters
  • Hearing Aids
  • Chair Lifts
  • Cold Laser Equipment
  • Orthotics
  • Bracing Devices
  • Other Medical Devices
Consumer Goods
  • Jewelry
  • Furniture
  • Bedding/Mattress
  • Appliances
  • Electronics
  • Musical Instruments
  • Car Stereos & Alarms
  • Rims & Tires
Other Categories
  • Solar
  • Veterinary
  • Pets
  • Funeral
  • E-Commerce Sales
  • Vocational Schools
  • Business Opportunities
  • Online Courses
Medical Services
  • ‍Stem Cell Therapy
  • Biologic Solutions
  • ED Treatments
  • Cold Fusion Therapy
  • Bariatric Surgery
  • Lasik Eye Surgery
  • Fertility Treatments
  • Spine and Pain
Cosmetic Services
  • Breast Augmentation
  • Hair Restoration
  • Laser Hair Removal
  • Liposuction/Tummy Tuck
  • Skin Treatments
  • Surgical Implants
  • Laser Tattoo Removal
  • Rhinoplasty
Dental Services
  • Preventative Dentistry
  • Orthodontics
  • Dental Implants
  • Ceramic Crowns
  • Root canals
  • Invisalign
  • Lumineers
  • Veneers
Home Improvement
  • HVAC
  • Water Treatment
  • Water Heaters
  • Windows/Doors
  • Bath/Kitchen
  • Flooring
  • Siding & Roofing
  • Landscaping


Let's Get Started

Schedule a no obligation consultation and a member of our team will answer any questions you may have, as well as walk you through the setup process. You’ll be able to offer your customers the financing they need in a matter of days.