Order Your Free Patient/Consumer Financing Proposal Below.

We are the Traditional Finance Companies #1 Competitor!

(Care Credit, Wells Fargo, Synchrony, etc.)

Financing Your

Customers Just Got Easier

One Application
Multiple Lenders
More Approvals

Grow Your Business with Us Today!

Grow your business by offering financing to your customers or patients. The data clearly shows consumer financing is a strong growth engine.
Transaction Size Increase

Your customers will spend more per transaction on average when you make financing available.

More Customers

Consumers who used financing say the availability of financing drove their choice of retailer.

Sales Increase

Estimated increase in sales expected once PFC's Financing is implemented in your business.


Let us Help Grow Your Business With Easy Patient/Consumer Financing

    • Discover the power of SELLING PAYMENTS OVER PRICE
    • Multi-lender platforms designed specifically for your business
    • Promote that you have financing for All Credit Situations – High Approval Rates
    • Credit Scores as low as 500
    • Give your customers What They Want Today– no lay away program
    • Easy on-line applications with instant decisions (no terminal or equipment to buy)
    • Approve customers you would Otherwise Turn Away because of payment and credit issues
    • Financing from a few hundred dollars up to $50,000
    • Get a leg up on the competition
    • No long term contracts or cancellation fee. Cancel at any time


Patient/Customer Financing FREE Proposal Intake Form
All Merchants Accepted!


Why PFC Credit?

We recognize your customers’ experience plays a major role in the image of your business. We focus on that experience. Our special financing programs give your customers more options that are simple and affordable.

More Approvals

Programs for strong credit to no credit. We’ve integrated multiple lending products into one platform, resulting in more approvals, less declines.

Instant Approvals

Our platform features instant credit decisions and is 100% electronic with no paperwork needed.

Low Cost

Our programs are built to help merchants approve more customers while protecting margins with affordable discount rates.

Multiple 0% Interest Offers

We give you the ability to extend different 0% interest promotional offers. Plus your customers can enjoy 0% interest for up to 36 months!

Based in the Cloud

Our application process can be completed anytime, anywhere. All you need is the internet.

Easy Setup & Approval

Start offering financing in as little as 48 hours. New businesses and startups ok. No annual volume requirements or quotas.

Approved Business Categories

We work with a wide variety of business categories with financing programs tailored for specific business use cases.

Medical Services
  • Stem Cell Therapy
  • Biologic Solutions
  • ED Treatments
  • Cold Fusion Therapy
  • Bariatric Surgery
  • Lasik Eye Surgery
  • Fertility Treatments
  • Spine and Pain

Cosmetic Services

  • Breast Augmentation
  • Hair Restoration
  • Laser Hair Removal
  • Liposuction/Tummy Tuck
  • Skin Treatments
  • Surgical Implants
  • Laser Tattoo Removal
  • Rhinoplasty

Dental Services

  • Preventative Dentistry
  • Orthodontics
  • Dental Implants
  • Ceramic Crowns
  • Root canals
  • Invisalign
  • Lumineers
  • Veneers

Home Improvement

  • HVAC
  • Water Treatment
  • Water Heaters
  • Windows/Doors
  • Bath/Kitchen
  • Flooring
  • Siding & Roofing
  • Landscaping

Automotive Repair

  • Auto Repair
  • Auto Service
  • Collision Repair
  • Transmission
  • Engines
  • Brakes
  • Maintenance
  • Tune-ups

Medical Devices

  • Power Wheelchairs
  • Powered Scooters
  • Hearing Aids
  • Chair Lifts
  • Cold Laser Equipment
  • Orthdontics
  • Bracing Devices
  • Other Medical Devices

Consumer Goods

  • Jewelry
  • Furniture
  • Bedding/Mattress
  • Appliances
  • Electronics
  • Musical Instruments
  • Car Stereos & Alarms
  • Rims & Tires

Other Categories

  • Solar
  • Veterinary
  • Pets
  • Funeral
  • E-Commerce Sales
  • Vocational Schools
  • Business Opportunities
  • Online Courses